Credova is the possible solution to all your money availability-related problems.
It is a fintech company based on the buy now and pay later model made in the USA. And a leading fintech company with a splendid financing program. It is partnered with a great network of financing solutions available that lets you use retail installment sales contracts and consumer lease agreements which are closed-end.
Reasons to prefer
It is very easy to apply on Credova on their official website by filling out the application form and selecting the preferred retailer. You can either get approvals of pre-qualification, which works for 30 days and approvals for full qualification, which lasts for 60 days. Also, you can only get 90 days interest free approval only if you are eligible according to the eligibility criteria. Any queries, questions and assistance can be sought by contacting the Credova company via email or by calling. The approval is done in a matter of seconds and you can get an approval of $300 to $5,000.It uses LOS Software and a Fully documented API. Credova is also a platform with POS integration and provides Portfolio analytics. Custom proprietary underwriting can be availed. Furthermore, it also Wires or ACH payment management along with creating a robust reporting process.
You can pay off the money in a 90 day period of time which is a promotional period and no interest is levied. But in case you fail or miss to pay the regular monthly payments within the time limit of 90 days, then you will not be qualified to use Credova. The approval never impacts your credit score and even if you have a bad credit score, you can apply for Credova services as a hard credit inquiry is not made during the application process. The greatest point is to be eligible according to the eligibility criteria. You can pay the total amount in up to 4 interest-free installments. Also, the gap between the first and second payment installment date is of at least 28 to 30 days. Allowing you to manage the funds properly and timely. Credova lets you use the money in your hand now and use it for buying various products or investing it and pay later with no interest. Ultimately, the value of money increases as the amount of money in hand increases and you can invest more. So Credova is an apt solution to do adventure now and pay later.